Saturday, August 13, 2022

Time and Money

Life is about choices. Life is about what path you choose to take in life. Each path has a different result. What choices do you make regarding time and money? Do you have regrets about how you handled either one? Do you need a mentor to help you with your time and money? Are you living paycheck to paycheck? It is not always easy to make the right decisions. It is not always easy unless you have a mentor to answer to regarding your decisions. Tony Dungy who led the COLTS to a Superbowl says that everyone needs to have a mentor in their life. I have been around this world for 75 years and I full agree with Tony. If I had a mentor in my life when I was younger life would have been much different and in some ways it would have been much better.

Click HERE to find a mentor(s) in 5 steps

It is said "Money Makes the World Go Around". As such many are looking to tell everyone where to make money. Many of these sites that offer a way to make money are scams. Many sites offer a way to make money if you pay them something for that privilege. My advice is to be very careful. 

Recently my 21 year old son was scammed out of several thousand dollars. I do not know what he got involved in by someone emptied out his checking account. The bank would not and probably could not help him. My advice is if someone has emptied out your account or taken more than they were suppose to take then I would recommend that you notify your local police department and file a report. If the person was outside of your state you might be able to also file a report with the FBI. Unfortunately many times the person or company will be outside the United States and you can just say goodby to the money.

I have one item that will protect you from having your savings account or checking account drained. There is an company online that will make debit cards for you. With that debit card you can limit the amount that someone can take from your account. Sometimes a person will do a subscription to a website or app. It will have a limit as to how many days or months that the subscription is free. Sometimes we forget about the subscription or we may not know how to cancel it and end up getting charged for something we do not want.

War and Peace

From the beginning of time, we have suffered from War and Peace, mostly war. We have war in our cities, in our states, and between countries. In the news, we have war in the Middle East, Northern Europe, and in several countries in Asia. As time has gone forward we have moved from simple knives and clubs to weapons of mass destruction and all sorts of weapons in between. Will all parts of the world ever have full peace? Why do countries go to war with each other? I will let you think about that question. If you can answer it please leave a comment. Organizations have been formed and treaties have been put into place but have any of them worked? Usually, a third party is a negotiator in a peace treaty. We have seen this in Asia, Europe, and the Middle East. More often than not one of the parties of peace negotiation is not really happy with the results and sometime in the future, there is another war between nations. Often the United States becomes involved but over the years the U.S. will take sides to try and affect what we believe should be the direction of a nation in the name of democracy. Where does the United States rank on the list of countries that have a democracy? The United States does not have a pure democracy The U.S. has fallen to a 7 on a scale of 10. 

  • Norway leads the Index as the world’s strongest democracy, followed by Iceland and Sweden. New Zealand comes fourth, with Denmark in fifth and Canada and Ireland in joint sixth place. Switzerland, Finland, and Australia round off the top ten of “full democracies.”
  • The 10 most democratic nations in the world (2020):

    1. Norway (9.87)
    2. Iceland (9.58)
    3. Sweden (9.39)
    4. New Zealand (9.26)
    5. Finland (9.25)
    6. Ireland (9.24)
    7. Canada (9.22)
    8. Denmark (9.22)
    9. Australia (9.09)
    10. Switzerland (9.03)